• Same-day approval 

• 3% Interest Rate

• 1-5 Year loans

• $5000 maximum loan amount for Single family homes

• $10000 maximum loan amount for duplexes

• $15000 maximum loan amount for triplexes

• $20000 maximum loan amount for fourplex

• No prepayment penalty

• Monthly loan charges on your Spire gas bill

• Residential homes (owner-occupied or landord owned)

• Single family, duplex, triplex, fourplex, or mobile homes

• Credit Requirements:

  • No more than thirty days’ arrears

  • Within past 12 months,

    • No service disconnected for non-payment

    • No submission of un-honored checks

    • Received no more than four delinquent notices

  • Minimum Credit score 650

• If loan amount is over $1,000, Spire will file a lien on the property. The lien will be released by Spire when loan is paid in full.

We’ve partnered with Wisetack to offer our customers flexible financing options, so you can pay over time rather than all at once. The application takes about a minute to complete, and checking your options does not impact your credit score.

• Finance projects up to $25,000*

• Terms from 3 to 60 months*

• APRs range from 0 to 29.99%*

• No hidden fees or compounding interest

Prequalify today with no impact to your credit and contact us to learn about financing your next project!

*All financing is subject to credit approval. Terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,000 purchase could cost $45.18 a month for 24months, based on a 7.9% APR. See additional terms at http://wisetack.com/faqs.